It’s never too early to check your credit! In other words, it’s something you should do as soon as you start thinking about buying a house. That way, if anything needs to be fixed or if something needs to be done to improve your credit score, you will (hopefully) have plenty of time to takeContinueContinue reading “If you’re thinking about buying a home, how soon should you have your credit checked?”
Category Archives: Credit 101
What If I Owe Too Much?
Welcome to the final post in our series: How Understand Credit Helps Raise Your Score. Today I’m going to discuss how to get your debts under control. Doing so will improve your credit score and increase your eligibility to be pre-approved for a home loan! It’s all too easy for it to happen… even ifContinueContinue reading “What If I Owe Too Much?”
How Do I Know If I Have Bad Credit?
Here we are at week three already! If you missed out on the other posts, be sure to visit them here and here. This week we are exploring what it actually means to have good or bad credit. In my nearly 20 years of lending experience, the amount of misinformation I’ve encountered over what itContinueContinue reading “How Do I Know If I Have Bad Credit?”
But I Have No Credit!
Welcome back! If you missed the first part of this series, be sure to check it out! Here in part two, I’m going to explain to you how to start building credit when you have none. Just starting out? Keep reading. Helping your child build their credit? Keep reading. These simple yet specific instructions willContinueContinue reading “But I Have No Credit!”
How Can I Find Out What My Credit Report Says?
Welcome to Part One in our new series: How Understanding Credit Helps Raise Your Score. Today we are going to explore, in depth, how you can find out what your credit report says – for FREE. No strings attached. If you are unsure or have concerns about what your credit report says, the best placeContinueContinue reading “How Can I Find Out What My Credit Report Says?”
But First, Get Pre-Approved 